Get the Cheapes Fixed Rate Mortgages

Fixed Rate Mortgages are available for 40 , 30, 20, or 15 years—all with 2 points, 1 point, no points, or no points, and no closing costs. Fixed rate mortgages are pretty easy to understand. Adjustable rate mortgages on the other hand can be surprisingly complex. Fixed rate mortgages are usually your best choice when interest rates are low and you plan to stay in your home for at least five years. This loan is designed for customers who see home ownership as a significant part of their wealth-building plan.
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Originally posted 2008-05-08 09:32:03.

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7 Responses to “Get the Cheapes Fixed Rate Mortgages”

  1. ramascalve shaung on July 31st, 2010 at 2:38 am

    Tips to Teaching Personal Finance results: {userHash

  2. ler millienno on August 12th, 2010 at 1:48 am

    Chris, Interesting numbers. It is stunning to note that this housing credit crisis was the result of a change of less than 5% in home ownership (64.5% to 69.2%).

    This is a “right” versus “privilege” thing. It is not a god given “right” to go to college or own a house. It takes hard work. The opportunity is there for anyone, but it takes hard work to prepapre for college, and hard work to earn the money necessary to pay for a house.

    I am now curious about home ownership rates in other countries. I wonder if 65% is high [...]

  3. vachilissa on October 16th, 2010 at 10:08 am

    Mortgage company is obviously requiring you to have THEM pay tour taxes thru an escrow acct – most Mtg co's do that – didn't your old company require that?

    if they didn't and you were paying the taxes on your own, then what's the difference? – it's a lot easier to budget 1/12 of taxes per month with your mortgage co than trying to put the money aside yourself and NOT spend it

    talk to them and find out what they are doing and why

  4. ecke melkl on November 9th, 2010 at 5:02 pm

    Fixing the economy of the United States is like common sense:
    1) Freeze the assets of the culprits and the bad guys in the wall street;
    2) Let the FBI do its job fast, prosecute them and put them to jail;
    3) Give the main street ninety days – that is – nobody pays the monthly home amortization and let them spend the money towards paying their credit cards and buying retail. The money paid to retail (including cars), will boomerang to the manufacturing, so the jobs will be there! A no brainer and everybody will be happy. Hundreds of [...]

  5. Ryan M on April 5th, 2011 at 5:00 pm

    We already know that you are not on the mortgage therefore you would want to know the way you and your husband hold title to the property.

    If you have a friend that is in the real estate industry or mortgage loan field, you might get one of them to obtain a deed for you. The deed should have both you and your husband on it. There are several ways to hold title "Community Property with Right of Sole Survivorship," "Community Property", Joint Tenancy as well as there might be others in the state in which you reside.

    A question [...]

  6. perio on October 18th, 2011 at 2:47 am

    Anyone who is looking in to Bethany Hood or FIS (Foreclosure Solutions Inc) contact me. I am digging up some good docs.

    In my case I have found an Assignment of in Florida where Bethany Hood signs as VP of MERS as nominee for Company xx) after the date when Company xx) had been dissolved and was under Federal receivership. (Company xx) is not one that is discussed on this board.

  7. corps on November 30th, 2011 at 1:28 am

    I own some gold – but I do not agree with a gold back monetary system. The rich and elites have all the gold so nothing in the class structure will change. I think the rich should have to give up there riches – it should just be a new even playing field where all classes have the same investment and wealth building If the same people are at the top then what has changed…. BE TO WORK ON MONDAY AND BUY SOMETHING ON THE WAY HOME :)

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