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	<title>Comments on: Mortgage Loans</title>
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		<title>By: charambi</title>
		<link>http://consumer-reports.ca/finance/mortgage-loans/comment-page-1/#comment-36885</link>
		<dc:creator>charambi</dc:creator>
		<pubDate>Wed, 23 Nov 2011 07:47:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumer-reports.ca/finance/mortgage-loans/#comment-36885</guid>
		<description>They cannot deny credit just to deny it.  Perhaps they mixed your file with someone else or at one point it appeared on your credit  Perhaps they are referring to a hard pull for a recent loan? Do you see that on your  Is there anything about a on your  If not, write a letter to the credit card company saying you want proof of their claim because nothing on your to say that.  Also, you verified with Experian about that.  They could get in trouble for not investigating that claim.</description>
		<content:encoded><![CDATA[<p>They cannot deny credit just to deny it.  Perhaps they mixed your file with someone else or at one point it appeared on your credit  Perhaps they are referring to a hard pull for a recent loan? Do you see that on your  Is there anything about a on your  If not, write a letter to the credit card company saying you want proof of their claim because nothing on your to say that.  Also, you verified with Experian about that.  They could get in trouble for not investigating that claim.</p>
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		<title>By: dush van oorlit</title>
		<link>http://consumer-reports.ca/finance/mortgage-loans/comment-page-1/#comment-33956</link>
		<dc:creator>dush van oorlit</dc:creator>
		<pubDate>Tue, 18 Oct 2011 15:16:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumer-reports.ca/finance/mortgage-loans/#comment-33956</guid>
		<description>Licensed real estate brokers and agents can perform (Broker Price Opinions) for lenders and others for a fee.  In doing so, they are not acting as a professional appraiser, and are only offering their estimate of a market value price for a fee.

This is quite legal and ethical.</description>
		<content:encoded><![CDATA[<p>Licensed real estate brokers and agents can perform (Broker Price Opinions) for lenders and others for a fee.  In doing so, they are not acting as a professional appraiser, and are only offering their estimate of a market value price for a fee.</p>
<p>This is quite legal and ethical.</p>
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		<title>By: sosgez</title>
		<link>http://consumer-reports.ca/finance/mortgage-loans/comment-page-1/#comment-16569</link>
		<dc:creator>sosgez</dc:creator>
		<pubDate>Tue, 19 Apr 2011 21:30:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumer-reports.ca/finance/mortgage-loans/#comment-16569</guid>
		<description>The origin of the word moggy is not a corruption of the word &#039;mongrel&#039;, as many believe. It was first recorded in 1911, and was possibly derived from maggie, margie or mog, all short forms of the female name Margaret. It is thought this was first used to describe an ungainly lumbering old cow, and it may even have been a minor rural English name for any cow; since &#039;moggy&#039; was used in several 1800s English dialects as an &#039;affectionate name&#039; for a cow. As rural people flocked to the cities during the latter part of the Industrial Revolution, it [...]</description>
		<content:encoded><![CDATA[<p>The origin of the word moggy is not a corruption of the word &#039;mongrel&#039;, as many believe. It was first recorded in 1911, and was possibly derived from maggie, margie or mog, all short forms of the female name Margaret. It is thought this was first used to describe an ungainly lumbering old cow, and it may even have been a minor rural English name for any cow; since &#039;moggy&#039; was used in several 1800s English dialects as an &#039;affectionate name&#039; for a cow. As rural people flocked to the cities during the latter part of the Industrial Revolution, it [...]</p>
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		<title>By: Tweets that mention Is California’s High-End Housing Market in Trouble? – Developments – WSJ: Image via Wikipedia I.. -- Topsy.com</title>
		<link>http://consumer-reports.ca/finance/mortgage-loans/comment-page-1/#comment-14773</link>
		<dc:creator>Tweets that mention Is California’s High-End Housing Market in Trouble? – Developments – WSJ: Image via Wikipedia I.. -- Topsy.com</dc:creator>
		<pubDate>Mon, 28 Mar 2011 13:29:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumer-reports.ca/finance/mortgage-loans/#comment-14773</guid>
		<description>[...] This post was mentioned on Twitter by Super Jumbo Mortgage, Super Jumbo Mortgage. Super Jumbo Mortgage said: Is California’s High-End Housing Market in Trouble? – Developments – WSJ: Image via Wikipedia I.. [...]</description>
		<content:encoded><![CDATA[<p>[...] This post was mentioned on Twitter by Super Jumbo Mortgage, Super Jumbo Mortgage. Super Jumbo Mortgage said: Is California’s High-End Housing Market in Trouble? – Developments – WSJ: Image via Wikipedia I.. [...]</p>
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		<title>By: janz murcharess</title>
		<link>http://consumer-reports.ca/finance/mortgage-loans/comment-page-1/#comment-10536</link>
		<dc:creator>janz murcharess</dc:creator>
		<pubDate>Fri, 22 Oct 2010 10:51:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumer-reports.ca/finance/mortgage-loans/#comment-10536</guid>
		<description>Most Americans have always wanted to live the &#8220;American dream&#8221; with all the trimmings, meaning a life of luxury in their own homes. On the other hand, those same Americans didn&#8217;t want to work 70 hours for next to nothing to save up for this dream or to just realize that they just couldn&#8217;t afford it. So American companies found a way to make Americans have their cake and eat it too. They shifted production to China. Now Americans could buy substitute products at low low prices and buy a nice home while they were at it. Even if they [...]</description>
		<content:encoded><![CDATA[<p>Most Americans have always wanted to live the &#8220;American dream&#8221; with all the trimmings, meaning a life of luxury in their own homes. On the other hand, those same Americans didn&#8217;t want to work 70 hours for next to nothing to save up for this dream or to just realize that they just couldn&#8217;t afford it. So American companies found a way to make Americans have their cake and eat it too. They shifted production to China. Now Americans could buy substitute products at low low prices and buy a nice home while they were at it. Even if they [...]</p>
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		<title>By: cavalds</title>
		<link>http://consumer-reports.ca/finance/mortgage-loans/comment-page-1/#comment-5552</link>
		<dc:creator>cavalds</dc:creator>
		<pubDate>Wed, 08 Sep 2010 06:14:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumer-reports.ca/finance/mortgage-loans/#comment-5552</guid>
		<description>Here&#039;s the definitions of jumbos right now according to Wikki

As of 2006[update], the limit is $417,000, or $625,500 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands. Other large investors, such as insurance companies and banks, step in to fill the need, with maximum mortgage amounts going to the $1 million or $2 million range. A loan in excess of $650,000 is referred to as a super jumbo mortgage. The average interest rates on jumbo mortgages are typically greater than is normal for conforming mortgages, and vary depending on property types and mortgage amount.</description>
		<content:encoded><![CDATA[<p>Here&#039;s the definitions of jumbos right now according to Wikki</p>
<p>As of 2006[update], the limit is $417,000, or $625,500 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands. Other large investors, such as insurance companies and banks, step in to fill the need, with maximum mortgage amounts going to the $1 million or $2 million range. A loan in excess of $650,000 is referred to as a super jumbo mortgage. The average interest rates on jumbo mortgages are typically greater than is normal for conforming mortgages, and vary depending on property types and mortgage amount.</p>
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		<title>By: atuney aker</title>
		<link>http://consumer-reports.ca/finance/mortgage-loans/comment-page-1/#comment-5298</link>
		<dc:creator>atuney aker</dc:creator>
		<pubDate>Mon, 06 Sep 2010 06:27:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumer-reports.ca/finance/mortgage-loans/#comment-5298</guid>
		<description>Hi Yogesh
I am first time visitor to your blog and would take this opprtunity to welcome to the world of blogging on Personal Finance. Even I am new to this and blog on matters of Personal Finance at . 

As for the DTC is concerned there would be several changes before it is actually implemented. So I think its tooo early to plan according to the same.</description>
		<content:encoded><![CDATA[<p>Hi Yogesh<br />
I am first time visitor to your blog and would take this opprtunity to welcome to the world of blogging on Personal Finance. Even I am new to this and blog on matters of Personal Finance at . </p>
<p>As for the DTC is concerned there would be several changes before it is actually implemented. So I think its tooo early to plan according to the same.</p>
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		<title>By: moostrojo lydia</title>
		<link>http://consumer-reports.ca/finance/mortgage-loans/comment-page-1/#comment-2471</link>
		<dc:creator>moostrojo lydia</dc:creator>
		<pubDate>Wed, 11 Aug 2010 19:11:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumer-reports.ca/finance/mortgage-loans/#comment-2471</guid>
		<description>I recently read an article about the possibility of the Obama&#039;s getting a special treatment on the super jumbo mortgage they got from Northern Trust.

Countrywide&#039;s slogan was &quot;No one can do what Countrywide can. No one.&quot; 

I guess they were wrong. 

I like to get my information from all types of sources, even republican leaning sites. 

http://politicallydrunk.blogspot.com/2008/07/obamas-mortgage-mess-deeper-than-first.html</description>
		<content:encoded><![CDATA[<p>I recently read an article about the possibility of the Obama&#039;s getting a special treatment on the super jumbo mortgage they got from Northern Trust.</p>
<p>Countrywide&#039;s slogan was &#8220;No one can do what Countrywide can. No one.&#8221; </p>
<p>I guess they were wrong. </p>
<p>I like to get my information from all types of sources, even republican leaning sites. </p>
<p><a href="http://politicallydrunk.blogspot.com/2008/07/obamas-mortgage-mess-deeper-than-first.html" rel="nofollow">http://politicallydrunk.blogspot.com/2008/07/obamas-mortgage-mess-deeper-than-first.html</a></p>
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